Wednesday, September 28, 2011

Breaking Bank for Baby(ies)

For the past three years the hardest part of our infertility struggle has definitely been (obviously) the trying and trying to have a child to no avail. I would say the second hardest part has to be the financial toll it takes on you as well..

Making a baby is supposed to be free, but we've quickly learned that if any obstacles are put in your way, i.e. when infertility rears it's ugly head, it is anything but. At Rhett's past job we were fortunate enough to have amazing insurance that covered almost everything with very small deductibles. Now though, we find ourselves with no insurance for infertility. I find it infuriating that insurance policies can get away with not covering this, to me having a child is a normal human function, and if it can not be performed should be treated as any other medical condition. I don't think that they would deny someone mental health services. Not being able to have a child definitely takes it's toll on your mental health. Pay up now insurance, and save yourself money down the line... anyways, I digress.

Rhett and I have three "snow babies" (as we like to call them, the technical name is frozen embryo, I like snow baby) and have decided to do a frozen cycle and put them all in and pray for the best. With no insurance coverage we will be paying for everything out of pocket, which is going to make us tighten our belts significantly, and definitely impact our lifestyle ( I guess I have to start cooking and stop shopping). We are willing to take on this financial burden to fulfill what to us, is our biggest life goal. Endless nights of mac n cheese, redboxes, and a last season's clothes will be a distant memory when we have our little precious baby or babies. So here's to a tight budget and a bright future!

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